Fintech is a newly emerging industry integrating technology into financial services and applications to enhance the consumer experience. It serves various markets including retail banking, fundraising, and investment management. The rise of Fintech start-ups has revolutionized the banking industry through payment systems like PayPal to bitcoin cryptocurrencies. Declared as one of the fastest-growing industries in the 21st century, the Global Fintech market value is anticipated to reach $305 billion by 2025, with an expected CAGR of 20%.

Fintech is not only revolutionizing the financial industry, but is also improving our lives in many way through enhancing efficiencies and experiences. For example, Fintech is leading the societal transformation towards a wallet-less society, allowing transactions to be held virtually without cash or physical cards. With consumers moving away from traditional banking, Fintechs are able to provide better financial and other custom services which weren’t previously available at larger banks. They also collect large amounts of data on consumer’s financials, which can offer more personalized services such as predicting their purchase behaviours and providing recommendations to reduce expenditure.

Blockchain has also been increasingly penetrating into the fintech space, with cryptocurrencies such as Bitcoin taking a fair share of the market. Such innovations in Fintech have significantly accelerated and disrupted the financial industry, and has captured the interest of global investors. There are many other ways Fintech is disrupting the finance and banking industry, which can be discovered through following the news and investing publications.

The Fintech investor is a publication focused on exploring investment opportunities disrupting the financial technology sector.